Running a business can be risky. Any good risk management plan includes having proper insurance to protect your business from a loss that could potentially put you out of business! You will want to protect yourself from losses that could be as simple as a broken water pipe to a devastating fire, but our experts can help you identify losses that you may not even be considering.
For example, all businesses have liability exposures, whether you are manufacturing a product or running a small retail store, your business operations are at risk if your customer or client is injured as a result of your legal liability. Recent court judgments have shown that it pays to protect yourself with high limits of liability insurance.
Have you ever thought about insuring the loss of income you might experience if your business is shut down for a few days or a few weeks after a loss? Many businesses fail within the first year after a loss if they are not back up and running within a few days. You can protect your loss of income (and you can even pay staff so they don’t need to find other jobs). Do not underestimate the importance of proper insurance for your business. From manufacturers to wholesalers and retailers, all businesses should have an expert insurance broker analyze their risk exposures to ensure there are no gaps in your coverage.
Our experts can help you find the coverage that is right for you. For further information, please contact us and speak with one of our business insurance specialists.